/* ===== RESET & BASE ===== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { font-family: 'Inter', sans-serif; font-size: 16px; color: #1a2b4a; background: #fff; line-height: 1.7; }
img { max-width: 100%; display: block; }
a { text-decoration: none; color: inherit; transition: all .3s ease; }
ul { list-style: none; }

/* ===== VARIABLES ===== */
:root {
    --primary: #0d3566;
    --primary-light: #1a5096;
    --gold: #c8921a;
    --gold-light: #e8a820;
    --accent: #00b4d8;
    --bg: #f5f7fa;
    --bg2: #eef2f8;
    --text: #1a2b4a;
    --text-light: #5a6a82;
    --white: #ffffff;
    --border: #dde3ed;
    --radius: 16px;
    --radius-sm: 10px;
    --shadow: 0 8px 32px rgba(13,53,102,.10);
    --shadow-lg: 0 20px 60px rgba(13,53,102,.15);
    --transition: all .35s cubic-bezier(.4,0,.2,1);
}

/* ===== CONTAINER ===== */
.container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }

/* ===== BUTTONS ===== */
.btn { display: inline-flex; align-items: center; gap: 8px; padding: 14px 32px; border-radius: 50px; font-weight: 600; font-size: 15px; cursor: pointer; border: none; transition: var(--transition); }
.btn-primary { background: var(--gold); color: var(--white); }
.btn-primary:hover { background: var(--gold-light); transform: translateY(-2px); box-shadow: 0 8px 24px rgba(200,146,26,.35); color: #fff; }
.btn-outline { background: transparent; color: var(--primary); border: 2px solid var(--primary); }
.btn-outline:hover { background: var(--primary); color: #fff; transform: translateY(-2px); }
.btn-white { background: #fff; color: var(--primary); }
.btn-white:hover { background: var(--gold); color: #fff; }
.btn-lg { padding: 18px 44px; font-size: 17px; }
.btn-sm { padding: 10px 22px; font-size: 14px; }

/* ===== TOPBAR ===== */
.topbar { background: var(--primary); color: rgba(255,255,255,.85); font-size: 13px; padding: 8px 0; }
.topbar-inner { display: flex; justify-content: space-between; align-items: center; gap: 16px; flex-wrap: wrap; }
.topbar-left { display: flex; gap: 20px; }
.topbar-left span { display: flex; align-items: center; gap: 6px; }
.topbar-left i { color: var(--gold-light); }
.topbar-right { display: flex; align-items: center; gap: 16px; }
.topbar-right a { color: rgba(255,255,255,.85); font-weight: 500; }
.topbar-right a:hover { color: var(--gold-light); }
.btn-topbar { background: var(--gold); color: #fff !important; padding: 5px 16px; border-radius: 20px; font-weight: 600 !important; }
.btn-topbar:hover { background: var(--gold-light) !important; }

/* ===== HEADER ===== */
.site-header { background: #fff; padding: 18px 0; box-shadow: 0 2px 20px rgba(13,53,102,.08); position: sticky; top: 0; z-index: 1000; transition: var(--transition); }
.site-header.scrolled { padding: 12px 0; box-shadow: 0 4px 30px rgba(13,53,102,.12); }
.header-inner { display: flex; align-items: center; gap: 32px; }
.logo { display: flex; align-items: center; gap: 12px; flex-shrink: 0; }
.logo-icon { width: 46px; height: 46px; background: linear-gradient(135deg, var(--primary), var(--primary-light)); border-radius: 12px; display: flex; align-items: center; justify-content: center; color: var(--gold-light); font-size: 20px; }
.logo-main { display: block; font-size: 22px; font-weight: 800; color: var(--primary); line-height: 1; }
.logo-main span { color: var(--gold); }
.logo-sub { display: block; font-size: 10px; color: var(--text-light); letter-spacing: 1px; text-transform: uppercase; }
.main-nav { flex: 1; }
.main-nav > ul { display: flex; align-items: center; gap: 4px; justify-content: center; }
.main-nav > ul > li { position: relative; }
.main-nav > ul > li > a { padding: 10px 16px; border-radius: 8px; font-weight: 500; color: var(--text); display: flex; align-items: center; gap: 5px; font-size: 15px; }
.main-nav > ul > li > a:hover, .main-nav > ul > li > a.active { color: var(--primary); background: var(--bg); }
.main-nav > ul > li > a i { font-size: 11px; transition: var(--transition); }
.has-dropdown:hover > a i { transform: rotate(180deg); }
.dropdown { display: none; position: absolute; top: calc(100% + 8px); left: 0; background: #fff; border-radius: var(--radius); box-shadow: var(--shadow-lg); padding: 12px; min-width: 260px; z-index: 200; border: 1px solid var(--border); }
.has-dropdown:hover .dropdown { display: block; animation: fadeDown .2s ease; }
.dropdown li a { display: flex; align-items: center; gap: 12px; padding: 10px 14px; border-radius: 8px; font-size: 14px; font-weight: 500; color: var(--text); }
.dropdown li a i { width: 20px; color: var(--gold); }
.dropdown li a:hover { background: var(--bg); color: var(--primary); }
.header-cta { flex-shrink: 0; }
.burger { display: none; flex-direction: column; gap: 5px; cursor: pointer; background: none; border: none; padding: 6px; }
.burger span { width: 26px; height: 2px; background: var(--primary); border-radius: 2px; transition: var(--transition); display: block; }

/* ===== SECTION TITLES ===== */
.section-label { display: inline-flex; align-items: center; gap: 8px; background: rgba(200,146,26,.12); color: var(--gold); padding: 6px 16px; border-radius: 50px; font-size: 13px; font-weight: 600; text-transform: uppercase; letter-spacing: 1px; margin-bottom: 14px; }
.section-title { font-size: 38px; font-weight: 800; color: var(--primary); line-height: 1.2; margin-bottom: 16px; }
.section-title span { color: var(--gold); }
.section-desc { color: var(--text-light); font-size: 17px; max-width: 580px; }
.text-center { text-align: center; }
.text-center .section-desc { margin: 0 auto; }
section { padding: 90px 0; }

/* ===== HERO ===== */
.hero { background: linear-gradient(135deg, var(--primary) 0%, #1a4580 40%, #0a2a5a 100%); padding: 100px 0 80px; position: relative; overflow: hidden; }
.hero::before { content: ''; position: absolute; top: -100px; right: -100px; width: 600px; height: 600px; background: radial-gradient(circle, rgba(200,146,26,.15) 0%, transparent 70%); border-radius: 50%; }
.hero::after { content: ''; position: absolute; bottom: -80px; left: -80px; width: 400px; height: 400px; background: radial-gradient(circle, rgba(0,180,216,.10) 0%, transparent 70%); border-radius: 50%; }
.hero-inner { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; position: relative; z-index: 1; }
.hero-badge { display: inline-flex; align-items: center; gap: 8px; background: rgba(200,146,26,.20); border: 1px solid rgba(200,146,26,.40); color: var(--gold-light); padding: 6px 16px; border-radius: 50px; font-size: 13px; font-weight: 600; margin-bottom: 20px; }
.hero h1 { font-size: 52px; font-weight: 800; color: #fff; line-height: 1.15; margin-bottom: 20px; }
.hero h1 span { color: var(--gold-light); }
.hero-desc { color: rgba(255,255,255,.8); font-size: 18px; margin-bottom: 36px; }
.hero-btns { display: flex; gap: 16px; flex-wrap: wrap; }
.hero-stats { display: flex; gap: 30px; margin-top: 48px; flex-wrap: wrap; }
.hero-stat { text-align: center; }
.hero-stat-num { display: block; font-size: 32px; font-weight: 800; color: var(--gold-light); }
.hero-stat-label { font-size: 13px; color: rgba(255,255,255,.7); }
.hero-card { background: #fff; border-radius: 24px; padding: 32px; box-shadow: var(--shadow-lg); }
.hero-card h3 { font-size: 20px; font-weight: 700; color: var(--primary); margin-bottom: 6px; }
.hero-card p { color: var(--text-light); font-size: 14px; margin-bottom: 24px; }
.sim-form .form-group { margin-bottom: 16px; }
.sim-form label { display: block; font-size: 13px; font-weight: 600; color: var(--text); margin-bottom: 6px; }
.sim-form input, .sim-form select { width: 100%; padding: 12px 16px; border: 2px solid var(--border); border-radius: 10px; font-size: 15px; font-family: inherit; color: var(--text); transition: var(--transition); }
.sim-form input:focus, .sim-form select:focus { outline: none; border-color: var(--primary); }
.sim-form .btn { width: 100%; justify-content: center; margin-top: 8px; }
.sim-result { background: var(--bg); border-radius: 10px; padding: 16px; margin-top: 16px; text-align: center; display: none; }
.sim-result .sim-mensualite { font-size: 28px; font-weight: 800; color: var(--primary); }
.sim-result p { font-size: 13px; color: var(--text-light); }

/* ===== SERVICES ===== */
.services-section { background: var(--bg); }
.services-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-top: 50px; }
.service-card { background: #fff; border-radius: var(--radius); padding: 32px 28px; border: 2px solid transparent; transition: var(--transition); position: relative; overflow: hidden; }
.service-card::before { content: ''; position: absolute; top: 0; left: 0; right: 0; height: 4px; background: linear-gradient(90deg, var(--primary), var(--gold)); transform: scaleX(0); transition: var(--transition); transform-origin: left; }
.service-card:hover { border-color: var(--border); box-shadow: var(--shadow); transform: translateY(-6px); }
.service-card:hover::before { transform: scaleX(1); }
.service-icon { width: 64px; height: 64px; background: linear-gradient(135deg, var(--bg), var(--bg2)); border-radius: 16px; display: flex; align-items: center; justify-content: center; font-size: 26px; color: var(--primary); margin-bottom: 20px; transition: var(--transition); }
.service-card:hover .service-icon { background: linear-gradient(135deg, var(--primary), var(--primary-light)); color: var(--gold-light); }
.service-card h3 { font-size: 20px; font-weight: 700; color: var(--primary); margin-bottom: 10px; }
.service-card p { color: var(--text-light); font-size: 14px; line-height: 1.7; margin-bottom: 20px; }
.service-link { color: var(--gold); font-weight: 600; font-size: 14px; display: flex; align-items: center; gap: 6px; }
.service-link:hover { gap: 10px; color: var(--primary); }

/* ===== PROCESS ===== */
.process-steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; margin-top: 50px; position: relative; }
.process-steps::before { content: ''; position: absolute; top: 48px; left: 12%; right: 12%; height: 2px; background: linear-gradient(90deg, var(--primary), var(--gold)); z-index: 0; }
.process-step { text-align: center; position: relative; z-index: 1; }
.step-num { width: 80px; height: 80px; background: linear-gradient(135deg, var(--primary), var(--primary-light)); border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 28px; font-weight: 800; color: #fff; margin: 0 auto 20px; border: 4px solid #fff; box-shadow: var(--shadow); }
.step-num.gold { background: linear-gradient(135deg, var(--gold), var(--gold-light)); }
.process-step h4 { font-size: 17px; font-weight: 700; color: var(--primary); margin-bottom: 8px; }
.process-step p { font-size: 14px; color: var(--text-light); }

/* ===== WHY US ===== */
.why-inner { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: center; }
.why-img { border-radius: 24px; overflow: hidden; position: relative; }
.why-img img { width: 100%; height: 480px; object-fit: cover; border-radius: 24px; }
.why-badge { position: absolute; bottom: 24px; left: 24px; background: #fff; border-radius: 16px; padding: 16px 24px; box-shadow: var(--shadow); display: flex; align-items: center; gap: 14px; }
.why-badge .badge-icon { width: 48px; height: 48px; background: linear-gradient(135deg, var(--primary), var(--primary-light)); border-radius: 12px; display: flex; align-items: center; justify-content: center; color: #fff; font-size: 20px; }
.why-badge .badge-num { font-size: 24px; font-weight: 800; color: var(--primary); line-height: 1; }
.why-badge .badge-label { font-size: 12px; color: var(--text-light); }
.why-features { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin-top: 32px; }
.why-feature { display: flex; align-items: flex-start; gap: 14px; }
.why-feature-icon { width: 44px; height: 44px; background: rgba(13,53,102,.08); border-radius: 12px; display: flex; align-items: center; justify-content: center; color: var(--primary); font-size: 18px; flex-shrink: 0; }
.why-feature h5 { font-size: 15px; font-weight: 700; color: var(--primary); margin-bottom: 4px; }
.why-feature p { font-size: 13px; color: var(--text-light); }

/* ===== STATS ===== */
.stats-section { background: linear-gradient(135deg, var(--primary), #1a4580); padding: 70px 0; }
.stats-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 32px; }
.stat-item { text-align: center; color: #fff; }
.stat-num { font-size: 48px; font-weight: 800; color: var(--gold-light); line-height: 1; }
.stat-suffix { font-size: 28px; font-weight: 800; color: var(--gold-light); }
.stat-label { font-size: 15px; color: rgba(255,255,255,.75); margin-top: 8px; }

/* ===== TESTIMONIALS ===== */
.testimonials-section { background: var(--bg); }
.testi-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-top: 50px; }
.testi-card { background: #fff; border-radius: var(--radius); padding: 32px; transition: var(--transition); }
.testi-card:hover { box-shadow: var(--shadow); transform: translateY(-4px); }
.testi-stars { color: var(--gold); font-size: 14px; margin-bottom: 16px; letter-spacing: 2px; }
.testi-text { color: var(--text-light); font-size: 15px; line-height: 1.8; margin-bottom: 20px; font-style: italic; }
.testi-author { display: flex; align-items: center; gap: 14px; }
.testi-avatar { width: 50px; height: 50px; border-radius: 50%; object-fit: cover; }
.testi-name { font-weight: 700; color: var(--primary); font-size: 15px; }
.testi-role { font-size: 13px; color: var(--text-light); }

/* ===== CTA SECTION ===== */
.cta-section { background: linear-gradient(135deg, var(--gold) 0%, #e8a820 100%); padding: 80px 0; text-align: center; }
.cta-section h2 { font-size: 40px; font-weight: 800; color: #fff; margin-bottom: 16px; }
.cta-section p { color: rgba(255,255,255,.9); font-size: 18px; margin-bottom: 36px; }
.cta-btns { display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; }

/* ===== BLOG ===== */
.blog-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; margin-top: 50px; }
.blog-card { background: #fff; border-radius: var(--radius); overflow: hidden; transition: var(--transition); border: 1px solid var(--border); }
.blog-card:hover { box-shadow: var(--shadow); transform: translateY(-6px); }
.blog-img { height: 200px; overflow: hidden; }
.blog-img img { width: 100%; height: 100%; object-fit: cover; transition: var(--transition); }
.blog-card:hover .blog-img img { transform: scale(1.05); }
.blog-body { padding: 24px; }
.blog-cat { display: inline-block; background: rgba(200,146,26,.12); color: var(--gold); font-size: 12px; font-weight: 600; padding: 4px 12px; border-radius: 20px; margin-bottom: 12px; text-transform: uppercase; letter-spacing: .5px; }
.blog-body h3 { font-size: 18px; font-weight: 700; color: var(--primary); margin-bottom: 10px; line-height: 1.4; }
.blog-body p { color: var(--text-light); font-size: 14px; margin-bottom: 16px; }
.blog-meta { display: flex; align-items: center; gap: 16px; font-size: 13px; color: var(--text-light); border-top: 1px solid var(--border); padding-top: 14px; }
.blog-meta i { color: var(--gold); }
.blog-more { color: var(--gold); font-weight: 600; }
.blog-more:hover { color: var(--primary); }

/* ===== CONTACT FORM ===== */
.contact-section { background: var(--bg); }
.contact-grid { display: grid; grid-template-columns: 1fr 1.5fr; gap: 60px; margin-top: 50px; }
.contact-info h3 { font-size: 24px; font-weight: 700; color: var(--primary); margin-bottom: 20px; }
.contact-items { display: flex; flex-direction: column; gap: 20px; }
.contact-item { display: flex; align-items: flex-start; gap: 16px; }
.ci-icon { width: 50px; height: 50px; background: linear-gradient(135deg, var(--primary), var(--primary-light)); border-radius: 12px; display: flex; align-items: center; justify-content: center; color: #fff; font-size: 18px; flex-shrink: 0; }
.ci-label { font-size: 13px; color: var(--text-light); }
.ci-value { font-size: 15px; font-weight: 600; color: var(--primary); }
.loan-form { background: #fff; border-radius: var(--radius); padding: 40px; box-shadow: var(--shadow); }
.loan-form h3 { font-size: 22px; font-weight: 700; color: var(--primary); margin-bottom: 24px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-group { margin-bottom: 20px; }
.form-group label { display: block; font-size: 14px; font-weight: 600; color: var(--text); margin-bottom: 6px; }
.form-group input, .form-group select, .form-group textarea { width: 100%; padding: 13px 16px; border: 2px solid var(--border); border-radius: 10px; font-size: 15px; font-family: inherit; color: var(--text); transition: var(--transition); background: var(--bg); }
.form-group input:focus, .form-group select:focus, .form-group textarea:focus { outline: none; border-color: var(--primary); background: #fff; }
.form-group textarea { height: 120px; resize: vertical; }
.alert { padding: 14px 18px; border-radius: 10px; margin-bottom: 20px; font-size: 14px; font-weight: 500; }
.alert-success { background: #d4edda; color: #155724; border: 1px solid #c3e6cb; }
.alert-error { background: #f8d7da; color: #721c24; border: 1px solid #f5c6cb; }

/* ===== PAGE HERO ===== */
.page-hero { background: linear-gradient(135deg, var(--primary), #1a4580); padding: 70px 0; text-align: center; }
.page-hero h1 { font-size: 42px; font-weight: 800; color: #fff; margin-bottom: 12px; }
.page-hero p { color: rgba(255,255,255,.8); font-size: 17px; max-width: 600px; margin: 0 auto 20px; }
.breadcrumb { display: flex; justify-content: center; gap: 10px; font-size: 14px; color: rgba(255,255,255,.7); }
.breadcrumb a { color: var(--gold-light); }
.breadcrumb span { color: rgba(255,255,255,.5); }

/* ===== SERVICE PAGE ===== */
.service-page-content { padding: 80px 0; }
.service-content-grid { display: grid; grid-template-columns: 2fr 1fr; gap: 48px; }
.service-content h2 { font-size: 28px; font-weight: 700; color: var(--primary); margin: 32px 0 14px; }
.service-content p { color: var(--text-light); margin-bottom: 16px; line-height: 1.8; }
.service-content ul { margin: 0 0 20px 0; }
.service-content ul li { padding: 8px 0 8px 28px; position: relative; color: var(--text-light); border-bottom: 1px solid var(--border); }
.service-content ul li::before { content: '✓'; position: absolute; left: 0; color: var(--gold); font-weight: 700; }
.service-sidebar { display: flex; flex-direction: column; gap: 24px; }
.sidebar-card { background: var(--bg); border-radius: var(--radius); padding: 28px; }
.sidebar-card h4 { font-size: 18px; font-weight: 700; color: var(--primary); margin-bottom: 16px; }
.sidebar-rate { display: flex; justify-content: space-between; padding: 10px 0; border-bottom: 1px solid var(--border); font-size: 14px; }
.sidebar-rate:last-child { border: none; }
.sidebar-rate span:last-child { font-weight: 700; color: var(--primary); }
.sidebar-cta { background: linear-gradient(135deg, var(--primary), var(--primary-light)); border-radius: var(--radius); padding: 28px; text-align: center; }
.sidebar-cta h4 { color: #fff; font-size: 18px; font-weight: 700; margin-bottom: 10px; }
.sidebar-cta p { color: rgba(255,255,255,.8); font-size: 14px; margin-bottom: 20px; }

/* ===== BLOG PAGE ===== */
.blog-page { padding: 80px 0; }
.blog-page-grid { display: grid; grid-template-columns: 2fr 1fr; gap: 48px; }
.blog-list { display: flex; flex-direction: column; gap: 32px; }
.blog-article-card { display: grid; grid-template-columns: 280px 1fr; gap: 28px; background: #fff; border-radius: var(--radius); overflow: hidden; border: 1px solid var(--border); transition: var(--transition); }
.blog-article-card:hover { box-shadow: var(--shadow); transform: translateY(-4px); }
.blog-article-card .blog-img { height: 200px; }
.blog-article-card .blog-img img { height: 100%; width: 100%; object-fit: cover; }
.blog-article-body { padding: 28px 28px 28px 0; display: flex; flex-direction: column; justify-content: space-between; }
.blog-sidebar { display: flex; flex-direction: column; gap: 28px; }
.bs-widget { background: #fff; border-radius: var(--radius); padding: 24px; border: 1px solid var(--border); }
.bs-widget h4 { font-size: 17px; font-weight: 700; color: var(--primary); margin-bottom: 16px; padding-bottom: 12px; border-bottom: 2px solid var(--border); }
.bs-cats li { padding: 8px 0; border-bottom: 1px solid var(--border); }
.bs-cats li a { display: flex; justify-content: space-between; color: var(--text-light); font-size: 14px; }
.bs-cats li a:hover { color: var(--gold); }
.bs-cats li a span { background: var(--bg); padding: 2px 8px; border-radius: 10px; font-size: 12px; font-weight: 600; }

/* ===== ARTICLE ===== */
.article-page { padding: 80px 0; }
.article-content { background: #fff; border-radius: var(--radius); padding: 48px; box-shadow: var(--shadow); }
.article-content h2 { font-size: 26px; font-weight: 700; color: var(--primary); margin: 32px 0 14px; }
.article-content p { color: var(--text-light); margin-bottom: 16px; line-height: 1.8; }
.article-content ul { margin: 0 0 20px 20px; }
.article-content ul li { padding: 5px 0; color: var(--text-light); list-style: disc; }
.article-img { width: 100%; height: 400px; object-fit: cover; border-radius: var(--radius); margin-bottom: 32px; }

/* ===== CLIENT / AUTH ===== */
.auth-page { min-height: 100vh; background: linear-gradient(135deg, var(--primary), #1a4580); display: flex; align-items: center; justify-content: center; padding: 40px 20px; }
.auth-box { background: #fff; border-radius: 24px; padding: 48px; max-width: 480px; width: 100%; box-shadow: var(--shadow-lg); }
.auth-logo { text-align: center; margin-bottom: 32px; }
.auth-logo .logo-main { font-size: 26px; }
.auth-box h2 { font-size: 26px; font-weight: 700; color: var(--primary); margin-bottom: 8px; text-align: center; }
.auth-box p.subtitle { color: var(--text-light); font-size: 15px; text-align: center; margin-bottom: 28px; }
.auth-link { text-align: center; margin-top: 20px; font-size: 14px; color: var(--text-light); }
.auth-link a { color: var(--primary); font-weight: 600; }

/* ===== DASHBOARD ===== */
.dashboard-page { background: var(--bg); min-height: calc(100vh - 200px); padding: 50px 0; }
.dashboard-grid { display: grid; grid-template-columns: 260px 1fr; gap: 32px; }
.dashboard-sidebar { background: #fff; border-radius: var(--radius); padding: 28px; height: fit-content; }
.client-avatar { text-align: center; padding-bottom: 24px; border-bottom: 2px solid var(--border); margin-bottom: 20px; }
.avatar-circle { width: 72px; height: 72px; background: linear-gradient(135deg, var(--primary), var(--primary-light)); border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 28px; color: #fff; margin: 0 auto 12px; font-weight: 700; }
.client-name { font-size: 17px; font-weight: 700; color: var(--primary); }
.client-email { font-size: 13px; color: var(--text-light); }
.dash-nav { display: flex; flex-direction: column; gap: 4px; }
.dash-nav a { display: flex; align-items: center; gap: 12px; padding: 12px 14px; border-radius: 10px; font-size: 14px; font-weight: 500; color: var(--text); }
.dash-nav a:hover, .dash-nav a.active { background: var(--bg); color: var(--primary); }
.dash-nav a i { width: 20px; color: var(--gold); }
.dash-nav a.logout { color: #dc3545; margin-top: 16px; border-top: 1px solid var(--border); padding-top: 16px; }
.dash-nav a.logout i { color: #dc3545; }
.dashboard-main { display: flex; flex-direction: column; gap: 24px; }
.dash-welcome { background: linear-gradient(135deg, var(--primary), #1a4580); border-radius: var(--radius); padding: 32px; color: #fff; }
.dash-welcome h2 { font-size: 24px; font-weight: 700; margin-bottom: 6px; }
.dash-welcome p { color: rgba(255,255,255,.8); font-size: 15px; }
.dash-cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.dash-card { background: #fff; border-radius: var(--radius); padding: 24px; }
.dash-card-icon { width: 50px; height: 50px; border-radius: 14px; display: flex; align-items: center; justify-content: center; font-size: 22px; margin-bottom: 16px; }
.dash-card-icon.blue { background: rgba(13,53,102,.1); color: var(--primary); }
.dash-card-icon.gold { background: rgba(200,146,26,.12); color: var(--gold); }
.dash-card-icon.green { background: rgba(40,167,69,.12); color: #28a745; }
.dash-card-label { font-size: 13px; color: var(--text-light); margin-bottom: 4px; }
.dash-card-value { font-size: 28px; font-weight: 800; color: var(--primary); }
.dash-section { background: #fff; border-radius: var(--radius); padding: 28px; }
.dash-section h3 { font-size: 18px; font-weight: 700; color: var(--primary); margin-bottom: 20px; padding-bottom: 12px; border-bottom: 2px solid var(--border); }
.transactions-table { width: 100%; border-collapse: collapse; }
.transactions-table th { text-align: left; padding: 10px 14px; font-size: 12px; text-transform: uppercase; color: var(--text-light); letter-spacing: .5px; background: var(--bg); }
.transactions-table td { padding: 14px; font-size: 14px; border-bottom: 1px solid var(--border); }
.badge-status { padding: 4px 12px; border-radius: 20px; font-size: 12px; font-weight: 600; }
.badge-status.pending { background: #fff3cd; color: #856404; }
.badge-status.done { background: #d4edda; color: #155724; }
.badge-status.refused { background: #f8d7da; color: #721c24; }
.transfer-form { max-width: 560px; }

/* ===== ADMIN ===== */
.admin-page { display: flex; min-height: 100vh; background: var(--bg); }
.admin-sidebar { width: 260px; background: var(--primary); color: #fff; padding: 28px 0; flex-shrink: 0; position: fixed; top: 0; left: 0; height: 100vh; overflow-y: auto; z-index: 100; }
.admin-logo { padding: 0 24px 24px; border-bottom: 1px solid rgba(255,255,255,.1); margin-bottom: 20px; }
.admin-logo .logo-main { color: #fff; font-size: 20px; }
.admin-logo .logo-main span { color: var(--gold-light); }
.admin-nav a { display: flex; align-items: center; gap: 12px; padding: 13px 24px; font-size: 14px; font-weight: 500; color: rgba(255,255,255,.75); transition: var(--transition); }
.admin-nav a:hover, .admin-nav a.active { background: rgba(255,255,255,.1); color: #fff; }
.admin-nav a i { width: 20px; }
.admin-nav .nav-sep { padding: 12px 24px 4px; font-size: 11px; text-transform: uppercase; letter-spacing: 1px; color: rgba(255,255,255,.4); margin-top: 8px; }
.admin-content { margin-left: 260px; flex: 1; padding: 32px; }
.admin-topbar { background: #fff; border-radius: var(--radius-sm); padding: 16px 24px; display: flex; justify-content: space-between; align-items: center; margin-bottom: 28px; box-shadow: var(--shadow); }
.admin-topbar h1 { font-size: 22px; font-weight: 700; color: var(--primary); }
.admin-cards { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; margin-bottom: 28px; }
.admin-card { background: #fff; border-radius: var(--radius-sm); padding: 20px; display: flex; align-items: center; gap: 16px; }
.admin-card-icon { width: 50px; height: 50px; border-radius: 12px; display: flex; align-items: center; justify-content: center; font-size: 20px; }
.admin-card-num { font-size: 26px; font-weight: 800; color: var(--primary); }
.admin-card-label { font-size: 13px; color: var(--text-light); }
.admin-table-box { background: #fff; border-radius: var(--radius-sm); padding: 24px; margin-bottom: 24px; }
.admin-table-box h3 { font-size: 17px; font-weight: 700; color: var(--primary); margin-bottom: 18px; }
.admin-table { width: 100%; border-collapse: collapse; }
.admin-table th { background: var(--bg); padding: 10px 14px; text-align: left; font-size: 12px; text-transform: uppercase; color: var(--text-light); }
.admin-table td { padding: 12px 14px; border-bottom: 1px solid var(--border); font-size: 14px; }
.admin-table tbody tr:hover { background: var(--bg); }
.btn-icon { width: 34px; height: 34px; border-radius: 8px; display: inline-flex; align-items: center; justify-content: center; font-size: 13px; cursor: pointer; border: none; transition: var(--transition); }
.btn-danger { background: #f8d7da; color: #721c24; }
.btn-edit { background: rgba(13,53,102,.1); color: var(--primary); }
.btn-danger:hover { background: #dc3545; color: #fff; }
.btn-edit:hover { background: var(--primary); color: #fff; }
.editor-area { min-height: 350px; border: 2px solid var(--border); border-radius: 10px; }

/* ===== ABOUT ===== */
.about-section { padding: 80px 0; }
.about-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: center; }
.about-img img { width: 100%; height: 480px; object-fit: cover; border-radius: 24px; }
.team-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-top: 50px; }
.team-card { background: #fff; border-radius: var(--radius); overflow: hidden; text-align: center; border: 1px solid var(--border); transition: var(--transition); }
.team-card:hover { box-shadow: var(--shadow); transform: translateY(-4px); }
.team-card img { width: 100%; height: 220px; object-fit: cover; }
.team-body { padding: 20px; }
.team-body h4 { font-size: 17px; font-weight: 700; color: var(--primary); }
.team-body p { font-size: 13px; color: var(--text-light); }

/* ===== FOOTER ===== */
.site-footer { background: #0a1e3d; }
.footer-top { padding: 70px 0 50px; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1.5fr; gap: 40px; }
.footer-logo { display: flex; align-items: center; gap: 12px; margin-bottom: 16px; font-size: 20px; font-weight: 800; color: #fff; }
.footer-logo .logo-icon { background: rgba(200,146,26,.2); }
.footer-about p { color: rgba(255,255,255,.6); font-size: 14px; line-height: 1.8; margin-bottom: 20px; }
.footer-social { display: flex; gap: 10px; }
.footer-social a { width: 38px; height: 38px; background: rgba(255,255,255,.08); border-radius: 10px; display: flex; align-items: center; justify-content: center; color: rgba(255,255,255,.7); font-size: 15px; transition: var(--transition); }
.footer-social a:hover { background: var(--gold); color: #fff; }
.footer-col h4 { font-size: 15px; font-weight: 700; color: #fff; margin-bottom: 16px; padding-bottom: 10px; border-bottom: 1px solid rgba(255,255,255,.1); }
.footer-col ul li a { color: rgba(255,255,255,.6); font-size: 14px; padding: 5px 0; display: block; }
.footer-col ul li a:hover { color: var(--gold-light); padding-left: 6px; }
.footer-contact li { display: flex; align-items: flex-start; gap: 10px; color: rgba(255,255,255,.6); font-size: 14px; padding: 6px 0; }
.footer-contact li i { color: var(--gold); margin-top: 2px; }
.footer-contact a { color: rgba(255,255,255,.6); }
.footer-contact a:hover { color: var(--gold-light); }
.footer-badge { display: flex; align-items: center; gap: 12px; background: rgba(255,255,255,.06); border-radius: 12px; padding: 14px; margin-top: 16px; }
.footer-badge i { color: var(--gold); font-size: 22px; }
.footer-badge span { font-size: 12px; color: rgba(255,255,255,.6); line-height: 1.5; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.08); padding: 20px 0; }
.footer-bottom-inner { display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 12px; }
.footer-bottom p { color: rgba(255,255,255,.5); font-size: 13px; }
.footer-bottom ul { display: flex; gap: 20px; }
.footer-bottom ul li a { color: rgba(255,255,255,.5); font-size: 13px; }
.footer-bottom ul li a:hover { color: var(--gold-light); }

/* ===== BACK TO TOP ===== */
.back-to-top { position: fixed; bottom: 30px; right: 30px; width: 46px; height: 46px; background: var(--primary); color: #fff; border-radius: 12px; display: flex; align-items: center; justify-content: center; font-size: 18px; opacity: 0; pointer-events: none; transition: var(--transition); z-index: 999; }
.back-to-top.visible { opacity: 1; pointer-events: all; }
.back-to-top:hover { background: var(--gold); color: #fff; }

/* ===== ANIMATIONS ===== */
@keyframes fadeDown { from { opacity: 0; transform: translateY(-10px); } to { opacity: 1; transform: translateY(0); } }
@keyframes fadeUp { from { opacity: 0; transform: translateY(30px); } to { opacity: 1; transform: translateY(0); } }
.fade-in { animation: fadeUp .6s ease both; }

/* ===== RESPONSIVE ===== */
@media (max-width: 1024px) {
    .services-grid { grid-template-columns: repeat(2, 1fr); }
    .stats-grid { grid-template-columns: repeat(2, 1fr); }
    .footer-grid { grid-template-columns: 1fr 1fr; }
    .process-steps { grid-template-columns: repeat(2, 1fr); }
    .process-steps::before { display: none; }
    .admin-cards { grid-template-columns: repeat(2, 1fr); }
    .hero-inner { grid-template-columns: 1fr; }
    .hero h1 { font-size: 38px; }
    .why-inner, .about-grid { grid-template-columns: 1fr; }
    .contact-grid { grid-template-columns: 1fr; }
    .service-content-grid { grid-template-columns: 1fr; }
}
@media (max-width: 768px) {
    section { padding: 60px 0; }
    .topbar-left { display: none; }
    .main-nav { display: none; position: fixed; top: 0; left: 0; right: 0; bottom: 0; background: #fff; z-index: 999; padding: 80px 24px 24px; overflow-y: auto; flex-direction: column; }
    .main-nav.open { display: flex; }
    .main-nav > ul { flex-direction: column; gap: 0; }
    .main-nav > ul > li > a { font-size: 17px; padding: 14px 0; border-bottom: 1px solid var(--border); }
    .dropdown { display: none !important; }
    .burger { display: flex; z-index: 1001; }
    .header-cta { display: none; }
    .blog-article-card { grid-template-columns: 1fr; }
    .blog-article-card .blog-img { height: 200px; }
    .testi-grid { grid-template-columns: 1fr; }
    .blog-grid { grid-template-columns: 1fr; }
    .hero h1 { font-size: 30px; }
    .section-title { font-size: 28px; }
    .dashboard-grid { grid-template-columns: 1fr; }
    .admin-content { margin-left: 0; }
    .admin-sidebar { display: none; }
    .dash-cards { grid-template-columns: 1fr 1fr; }
    .blog-page-grid { grid-template-columns: 1fr; }
    .team-grid { grid-template-columns: 1fr 1fr; }
    .form-row { grid-template-columns: 1fr; }
    .footer-grid { grid-template-columns: 1fr; }
    .footer-bottom-inner { flex-direction: column; text-align: center; }
}
@media (max-width: 480px) {
    .dash-cards { grid-template-columns: 1fr; }
    .hero-stats { gap: 20px; }
    .stats-grid { grid-template-columns: 1fr 1fr; }
}